Baby Chloe's

BIG

Head Start

As teachers, Joan & Felix have a lot of children to make plans for every day.

But nothing is more important to them than planning for their own child's post-secondary education.

That's why they're giving Chloe a big head start with Knowledge First Financial.

It’s a simpler way to save...

No matter what area of study their daughter eventually chooses to specialize in...

...veterinary school...

...the culinary arts...

...or an educational program like mom and dad...

Joan & Felix feel better that Knowledge First Financial specialize in RESPs.

Plus, it’s owned by a not-for-profit foundation,

which means instead of investing in a fund that puts shareholders first,

investing with Knowledge First Financial puts their daughter first.

Even before her first day at school, Chloe is miles ahead of the other kids because her parent's RESP provides every possible advantage, including:

Easy automatic contributions

Professionally managed investments

And tax-differed savings

Plus, Knowledge First Financial shows Chloe’s parents how to maximize the Canada Education Savings Grant – up to $7200.

Kind of like helping them with their homework.

Simply by tucking away a little of their income in a Flex First Plan, Chloe's education savings starts growing as fast as she does.

Simply by tucking away a little of their income in a Flex First Plan, Chloe's education savings starts growing as fast as she does.

It grows steadily over the long-term with the help of government grants, which adds another 20% on top of her parents’ contributions!

It can also grow in spurts each time they add their tax return, or a bonus from work.

Even when Chloe gets some birthday money, it all goes straight into the RESP to help maximize growth.

In fact, while Chloe's parents are busy planning her surprise party, Knowledge First Financial is also working on something special:

A loyalty bonus will be available to Chloe through her Flex First Plan as soon as she starts post-secondary.

It’s just that extra thought of an RESP specialist that counts towards her education savings.

By the time Chloe is ready for high school, Joan & Felix can teach a class on the power of compound interest.

It all gives them confidence that their investment strategy is providing steady growth over the long term.

So they’re comfortable to help pay for a car Chloe needs right now.

And even if the markets go up and down, they won't have to worry.

While Chloe is busy babysitting for the neighbours, investment experts are taking care of her money just as carefully.

When their little girl is all grown up and ready to apply for college...

…the RESP makes the best prom gift EVER!

It will help cover her upcoming school expenses, or Teacher's College later.

It could even give her the flexibility for a gap year to go travelling.

Perhaps best of all...

since Chloe is on a student’s income, she will pay little or no tax when she withdraws funds for school.

Which means instead of working in a coffee shop to pay for books, Chloe can spend her time actually reading those books.

And since Knowledge First Financial manages all the savings for Joan & Felix, they can spend their time celebrating all their daughter’s accomplishments.

Hats off to Mom & Dad for doing their RESP homework!

So, what will your child's future look like?

Anything is possible when you start planning for their education today.